Home Loan is given for new home (house/ flat/ kothi/ appartment) purchase, to renovate/ furnish the house, to purchase the plot/ land to build the house etc.

Key Features of Term Loan :-

        Loans  from Rs.10.00 lacs & above.
        The loans are generally approved within 7 working days of submission 
         of complete documentation.
        Home Loan tenure up to 20 years.
        It can be clubbed income of 3 persons from a family.

Eligibility

    Title to the property should be clear and free from encumbrance, i.e., without any pending legal litigation adversely affecting the ownership 
     of the property.

      Self Employed 

      Proprietor/Partner/Director of the company.
      Age min. 23 & the repayment should be complete before attaining the age of 65. 

      Having minimum 3 years old company in the same business.
      Minimum 1year old operation at same place.
      Profitable business for the last 2 year .
      Have a clean track record of at least 6 month from any Bank.
      Applicant must own office or residence. 
   
Salaried Individuals 
    
      Getting salary by cheque or Bank transfer.
      Age 23 & the repayment should be complete before retirement. 
      Minimum 3 years continuous employment.
                                               

Rates

     Quickly Contact Us to get the best deal.                                       

Suitable For

     To purchase new house
     To renovate existing house 

Documents

Self Employed

       Photograph of main applicants.
       ID proof : Pan card/ Passport/c Driving License.
       Signature Proof : Pan card/ Passport/Driving License
       Age Proof : Pan card/ Passport/Driving License/DOB Certificate.
       Residence Proof : Passport/ Voter Card/Driving License/Ration Card/ Telephone Bill/ Electricity Bill.
       Office Proof : Telephone Bill/ Sales Tax registration certificate/ Electricity Bill  .
       Income Proof : Last 2 years Income tax return with financials.
       Last 6 month main account Bank statement.
       Property : copies of Property papers which is going to purchase. 
       Constitution proof  : MOA/ partnership deed.
       Loan Proof : repayment Schedule of all running loans. Salaried

       Photograph of main applicants.
       ID proof : Pan card/ Passport/c Driving License/Employee ID .
       Signature Proof : Pan card/ Passport/Driving License.
       Age Proof : Pan card/ Passport/Driving License/DOB Certificate
       Residence Proof : Passport/ Voter Card/Driving License/Ration Card/ Telephone Bill/ Electricity Bill
       Office Proof : form 16/ Employee ID/ Appointment Letter.
       Income Proof : Last 3 months Salary Slips.
       6 month bank account statement in which salary credited.
       Property : copies of Property papers which is going to purchase.
       Loan Proof : repayment Schedule of all running loans.